According to a Bloomberg survey, the European Central Bank (ECB) is expected to ease the pace of rate hikes to 0.25% from next week as the central bank weighs a pullback in bank lending against sticky inflation and a more resilient than expected economy. It is anticipated that beyond next week’s hike, further 0.25% hikes […]
Global GDP and inflation pressures continue to persist in the financial system with the European & US economies reporting higher than expected inflation and lower GDP for the final quarter of 2022. US inflation was measured at 6.3% and European inflation at 10% (Ireland is estimated to be 8%) in Feb, while the UK inflation […]
On the back of a dismal 2022, global markets have somewhat rallied during January 2023 on the back of a tapering of inflation expectations and sight of what the market perceives to be a landing area for the terminal interest rates. US Stocks posted gains after the announcement of an above expectations, Gross Domestic […]
The CSO Household Finance & Consumption Survey 2020 has been published. This publication by the Central Statistics Office presents the results of the 2020 Household Finance and Consumption Survey (HFCS), which was carried out between July 2020 and January 2021. Detailed information on household assets and liabilities is collected by the HFCS, as well as […]
THE REAR VIEW MIRROR As we step into 2022, and look back at 2021, Global equities provided stellar returns finishing the year up ca. 32%. For the stock pickers, in particular within the technology sector, returns which one might expect to see annually, seemed to deliver almost monthly for a while, before, inevitably, the reality […]
THE WORLD IS CHANGING Global sustainability challenges such as flood risk and sea-level rise, privacy and data security, demographic shifts and regulatory pressures are introducing new concerns for investors. More than 3 in 4 people in Ireland are concerned about the impact of climate change on the environment according to recent research from Aviva Ireland […]
The Minister for Social Protection, Heather Humphreys announced in a press release issued on Tuesday the 27th of April that she has signed the European Union (Occupational Pension Schemes) Regulations 2021. (IORP stands for Institutions for Occupational Retirement Provision). This means that the EU IORP II directive will be transposed into Irish law through the […]
We are delighted to announce that we now offer a Fee Based Financial Planning Service which is designed to help graduate Employees, Managers, Executives or Professionals, kickstart their Lifetime Financial Planning journey towards enhanced wealth creation & Lifestyle protection. Our Fee Based Financial Planning Process: The step-wise process outlined above, involves two meetings and a […]
Tax Relief on Contributions Employer contributions – Corporation Tax Relief Employee Contributions – income tax relief & not treated as a BIK Investment Options Access to thousands of Global Equities, Funds, Bonds, and Property, on regulated markets and managed though a single portfolio Tax Free Investment Growth Capital Growth & Income received from Investments made […]
Over the recent economic cycle, the acceleration in Global equities Returns was driven by three catalysts including (1) growth in corporate Earnings (2) a downward trend in interest rates (with bond yields reaching all time lows and indeed dipping into negative territory) and (3) massive liquidity injected into the financial system by Central Banks. (Notably, […]
If you are a business owner or a practice partner, then, equity in your business will probably form a major part of your retirement strategy. But ask yourself today; What is my exit plan? How do I transfer wealth created by my business into my back pocket? And, how much will my business be worth […]
Just a brief note to share a thought on the recent market activities. As a long-term investor in equities, I remind myself regularly that I am buying a small stake in the world’s most innovative companies. These global businesses are the service, travel & leisure providers, drivers of technology and manufacturing advancements, medicine discoverers, communication […]